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Remember, Vantage scores run from 300 (worst) to 850 (best).Here’s a list of the metro areas with the best scores, and those with the worst.

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Rather than identifying an average credit score as being a PLUS Score or Vantage Score, almost all websites are using these scores interchangeably, without mentioning what type of score their data is using. What is the true average credit score in this country?

Well, that’s really not even a question you should be asking. Because those with ultra-low scores (due to a bankruptcy, foreclosure, etc) are going to have scores significantly lower — these drag down the average number big time.

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Cities with the best average Vantage scores: Mankato, Minnesota — 706 Rochester, Minnesota — 705 Minneapolis, Minnesota.

— 704 Wausau, Wisconsin — 702 Fargo, North Dakota — 702 Cities with the worst average Vantage scores: Greenwood, Mississippi — 612 Albany, Georgia — 622 Riverside, California — 624 Harlingen, Texas — 628 Laredo, Texas — 633 You probably notice that those cities with the lowest average scores tend to be in the southern half of the country (both the southeast and southwest).Many people don’t get that high after a lifetime of responsible credit use so there are obviously ways to work the system.Looking to get more cards and use the same strategy?Adultspace lets you be the star of your own sexy show.You can upload your own pictures and videos and even make your own blog. Meanwhile, the cities with the best scores are in the northern Midwest.

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